If you have been seriously injured in the workplace, you can generally rely on workers’ compensation to reimburse you for any costs incurred. However, not all injuries in Connecticut are eligible for workers’ compensation, and sometimes claims can often be denied for reasons that are unknown or unexplained.
In such cases, the Stamford workers’ compensation lawyers at Goff Law Group, LLC, can provide valuable input on your workers’ compensation claim, and help you pursue any financial recovery that you rightfully deserve. It’s highly recommended to consult a legal professional to discuss any options for compensation.
Generally, workers’ comp covers both traumatic injuries and occupational illnesses. Traumatic injuries are one-time incidents that result in serious injuries. These injuries are eligible for workers’ comp if:
Occupational illnesses are cumulative injuries – diseases or injuries which develop over a long period of time. This includes:
If it can be shown that these ailments developed or worsened due to your working conditions, you may have a case for workers’ comp benefits.
If approved, workers’ compensation in Connecticut can cover most of your medical bills. That includes initial hospital bills, subsequent doctor’s visits, rehabilitation costs, and any necessary prosthetics and prescriptions.
If you are seriously injured for a prolonged period of time, you are also eligible to receive compensation for any lost wages incurred as a result of the injury. These temporary disability payments are capped at 75% of your average weekly wages.
If your condition does not improve and you are found to be permanently disabled, you may then receive permanent disability benefits. These are typically only available to employees with severely debilitating injuries that prevent them from effectively earning wages in their current or similar job.
To begin the process, you must first report your injury to your employer immediately. They may require that you fill out a form to disclose the terms of your injury.
Additionally, you must file an official workers’ compensation claim by filling out Form 30C, the Notice of Claim for Compensation. Upon completion, this form must be submitted to both your employer and the Worker’s Compensation Commission. For traumatic injuries, you have one year from the date of the accident, and for occupational illnesses, you have three years from the first noticeable symptoms of the disease.
Employers now have 28 days to respond to the claim – they may accept, deny, or begin payments without prejudice.
On paper, the workers’ comp benefits process is fairly straightforward. Because the insurance operates on a no-fault system, injured employees only need to prove that their injuries were sustained within the course of their employment.
However, legitimate claims are often contested and denied without any seeming probable cause, leaving employees with a growing pile of medical bills and no foreseeable income. In such cases, it’s highly recommended to seek a Connecticut workers’ compensation lawyer, such as the attorneys at Goff Law Group.
The Stamford workers’ compensation lawyers at Goff Law Group fight for you to receive the compensation you rightfully deserve. We have the experience and skills to navigate the workers’ compensation claims process with ease, so you can have peace of mind and focus on recuperating your health. We thorough research and review your case, and keep open communication lines with our clients for transparency.
Contact us today for a free consultation to discuss your options for workers’ compensation.